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Get your money in minutes whenever you cash a check in the app and decide to pay for a little rate to have your money faster.** Activated, chip-enabled debit card needed to use Ingo Revenue check cashing service. The check cashing services is provided by Ingo Money, Inc. and the sponsor bank, discovered during the conditions and terms for that provider and matter to Ingo Cash Inc. Terms and Conditions and Privateness Policy. Limits utilize. Approval generally takes three to 5 minutes but might take up to one hour. All checks are subject matter to approval for funding in Ingo Money's sole discretion.